In 2026, the FHA loan limit for Vandalia county, which is in Audrain, MO, is fixed at $472,030 for a single-family residence. If you're interested in 2-unit properties, the limit stands at $604,400; for 3-unit homes, it's $730,525; and if you’re eyeing a 4-unit dwelling, the cap is $907,900.
For those exploring conventional loans, the maximum permitted amount for single-family homes is $726,200. In contrast, for two-unit buildings, it is set at $929,850; for three units, it reaches $1,123,900; and for those with four units, the maximum extends to $1,396,800.
Utilizing our FHA calculator can help you find today’s best FHA rates available and determine essential qualification criteria such as down payments, income, credit, reserves, and the necessary documentation.
The Lendersa® calculator is a robust tool designed to allow thorough comparison of FHA rates and terms with an array of available loan program options. Investigate and evaluate the prospects of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® efficiently gathers comprehensive loan data from thousands of lending sources, executing prompt comparisons tailored to your distinct financial circumstances and requisites.
In 2026, refer to the Loan Limits Comparison Table in Vandalia county, Audrain, within MO to weigh the distinct maximum limits offered for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating specific qualification prerequisites like income, reserves, and credit, make the most of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) for an insightful analysis tailored to your financial landscape.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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