2026 FHA Loan Limits for Joplin, Jasper County, Missouri

For 2026, FHA loan limits in Jasper, specifically in Joplin of MO, are: $472,030 for single-family homes, $604,400 for 2-unit buildings, $730,525 for 3-units, and $907,900 for 4-unit properties.

Conventional loan maximums on single-family homes are $726,200, with $929,850 available for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to find today's best FHA rates and determine what downpayment, income, credit, reserves, and documents are needed for qualification.

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Using the Lendersa® calculator, you can compare FHA rates and terms with other available loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® aggregates data from numerous lenders, offering rapid comparisons that are aligned with your financial profile and needs.

The Loan Limits Comparison Table for 2026 shows how FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans stack up in Joplin, Jasper, MO in terms of maximum amounts. For analyzing qualification factors like income, reserves, and credit, consider using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Joplin county of Jasper, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Joplin FHA Lenders

  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Lends in Missouri
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • The Mortgage House, Inc.
  • 2915 S. Main Street, Joplin, MO, 64804
  • Lends in Missouri
  • The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Legacy Credit Union
  • 3929 East 7th Street, Suite A, Joplin, MO, 64801
  • Lends in Missouri
  • We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union

  • Community Bank and Trust
  • 100 S. Wood Street, Neosho, MO, 64850
  • Lends in Missouri
  • Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.

  • Volt Credit Union
  • 2624 West Republic Road, Springfield, MO, 65807
  • Lends in Missouri
  • "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935.
    We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."

  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • Lends in Missouri
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.

  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Lends in Missouri
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.

Also lends in Missouri

  • Bank of Little Rock Mortgage
  • 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712
  • Bank of Little Rock Mortgage is a​ leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.

  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans

  • Arvest Mortgage
  • PO Box 799, Lowell, AR, 72745
  • Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.