For 2026, the FHA loan limits in Kimberling-City county of Stone, MO are defined as follows: $356,362 for a single-family residence, $456,275 for dual-unit properties, $551,500 for three-unit homes, and $685,400 for four-unit structures.
The maximum amount a conventional loan can reach for a single-family home is $548,250. For properties with two units, it is $702,000, while three-unit properties have a limit of $848,500, and for those with four units, the cap is $1,054,500.
Utilize our FHA calculator to discover today's top FHA rates and calculate the necessary down payment, evaluate income requirements, credit history, reserves, and documentations needed for qualification.
The Lendersa® calculator facilitates comparison between FHA rates and terms and those from a wide array of other loan programs. This includes exploring Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing comprehensive insights into financing options available.
Lendersa® swiftly accesses loan data from a multitude of lenders and aligns it with your specific financial profile and needs.
The 2026 Loan Limits Comparison Table in Kimberling-City county of Stone, MO offers a side-by-side view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can help assess various qualification criteria such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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