For 2025, the FHA loan limits in Kimberling-City county of Stone, MO are defined as follows: $356,362 for a single-family residence, $456,275 for dual-unit properties, $551,500 for three-unit homes, and $685,400 for four-unit structures.
The maximum amount a conventional loan can reach for a single-family home is $548,250. For properties with two units, it is $702,000, while three-unit properties have a limit of $848,500, and for those with four units, the cap is $1,054,500.
Utilize our FHA calculator to discover today's top FHA rates and calculate the necessary down payment, evaluate income requirements, credit history, reserves, and documentations needed for qualification.
The Lendersa® calculator facilitates comparison between FHA rates and terms and those from a wide array of other loan programs. This includes exploring Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing comprehensive insights into financing options available.
Lendersa® swiftly accesses loan data from a multitude of lenders and aligns it with your specific financial profile and needs.
The 2025 Loan Limits Comparison Table in Kimberling-City county of Stone, MO offers a side-by-side view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can help assess various qualification criteria such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
