For 2025, if you're looking at FHA loan limits in Lexington county, within Lafayette, MO, they are set at $472,030 for a single-family home. If your property includes two units, the limit is $604,400, and for three units, the limit reaches $730,525. For a four-unit home, the maximum is set at $907,900.
As for conventional loans, the limit for a single-family dwelling is $726,200. For properties with two units, it is $929,850, while three-unit properties have a cap of $1,123,900, and those with four units can reach $1,396,800.
Try our FHA calculator to find the most competitive FHA rates currently available, and learn what down payment, income, credit, reserves, and documentation are required for qualification.
The Lendersa® calculator is a tool that allows easy comparison between FHA rates & terms and those of other programs. You can examine and weigh options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA loans.
With data sourced from thousands of lenders, Lendersa® compares program information swiftly, aligning it with your unique financial circumstances and requirements in real-time.
For 2025, review the Loan Limits Comparison Table in Lexington county, Lafayette, MO. This table helps assess maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate specific qualification needs such as income level, reserves, and credit, utilize the comprehensive Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
