For the year 2026, the FHA loan limit in Odessa county of Lafayette, MO is set at $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for buildings with three units, and $907,900 for those with four units.
In terms of conventional loans, the maximum amounts are $726,200 for a single-family dwelling, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Our FHA calculator can help you find today’s top FHA rates and determine the required downpayment, income, credit, and reserves for qualification.
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Use the Lendersa® calculator to compare FHA rates and terms with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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The Loan Limits Comparison Table for 2026 in Odessa county, Lafayette, MO enables you to evaluate maximum amounts across FHA, Conventional, Jumbo, USDA, VA, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For qualifications related to income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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