In 2026, FHA loan limits in Oak-Grove county of Jackson, MO are $389,850 for a single-family home, $499,050 for 2-unit homes, $603,250 for 3-units, and $749,700 for 4-units.
The maximum amount for conventional loans on a single-family residence is $548,250; for 2-units, it's $702,000; for 3-units, the limit is $848,500; and $1,054,500 for 4-units.
Use our FHA calculator for today's best FHA rates and to determine the necessary downpayment, income, credit, reserves, and documents for qualification.
With Lendersa® calculator, compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly matches data from thousands of lenders to your financial profile and needs.
See the Loan Limits Comparison Table for 2026 in Oak-Grove county of Jackson, MO to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Evaluate qualification criteria like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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