In 2026, the established FHA loan limits for Malden, located in Dunklin County, MO, are $472,030 for single-family homes. For properties with two units, the limit is $604,400, while for those with three units, it is set at $730,525. Four-unit properties have a loan limit of $907,900.
The conventional loans have a maximum amount for single-family homes pegged at $726,200. If you're dealing with two units, the maximum is $929,850. Three units have a cap of $1,123,900, and for buildings with four units, the cap is $1,396,800.
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For 2026, the Loan Limits Comparison Table for Malden, located in Dunklin County, MO, provides detailed maximum loan amounts for a variety of loan types. This includes FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Further comparison of qualification criteria like income, credit score, and reserves can be done using Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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