For 2026, the FHA loan limit in Dexter county of Stoddard, MO is as follows: $472,030 for single-family homes; $604,400 for those with 2 units; $730,525 for homes with 3 units; and $907,900 for residences of 4 units.
The ceiling for conventional loan amounts on single-family homes is set at $726,200, with $929,850 for 2-unit homes, $1,123,900 for those with 3 units, and $1,396,800 for 4-unit properties.
Utilize our FHA calculator to identify today's optimal FHA rates and calculate the necessary downpayment, income, credit, reserves, and documentation needed for qualification.
Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® draws loan program data from thousands of lenders and rapidly aligns it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Dexter county, Stoddard, MO provides comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maxima. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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