In 2026, the FHA loan limits for Maplewood county of St. Louis, MO, are set at $472,030 for a single-family home, $604,400 for 2-unit residences, $730,525 for 3-units, and $907,900 for 4-units.
The highest amount you can borrow for conventional loans on a single-family home is $726,200. For 2-units, it reaches $929,850; for 3-units, it's $1,123,900; and for 4-units, the limit is $1,396,800.
Use our FHA calculator to explore today’s best FHA rates, and find out what you need in terms of downpayment, income, credit, reserves, and documentation for qualification.
With the Lendersa® calculator, compare FHA rates and terms with those of other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates extensive data from thousands of lenders to quickly match it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Maplewood county of St. Louis, MO, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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