In the year 2026, the FHA loan limit in the county of Webster-Groves, part of St. Louis in MO, is $356,362 for single-family homes. For properties with two units, the limit is $456,275, for three units it's $551,500, and for four-unit homes, the maximum is $685,400.
As for conventional loans, the maximum amount for a single-family residence sits at $548,250. For two-unit properties, it stands at $702,000, for three units it's $848,500, and for four units, the upper limit is $1,054,500.
Utilize our FHA calculator to access today's best FHA rates, calculate necessary downpayments, and assess income, credit, reserves, and the documents needed to qualify.
With the Lendersa® calculator, compare FHA rates and terms against other loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA choices.
Lendersa® accesses loan data from a wide array of lenders and quickly compares it to your unique financial profile and needs.
For 2026, in the county of Webster-Groves, St. Louis, MO, utilize our Loan Limits Comparison Table to examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements like income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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