For the year 2026, FHA loan limits in Shrewsbury county of St. Louis, MO are structured as follows: $472,030 for a single-family dwelling, $604,400 for two-unit buildings, $730,525 for three-unit properties, and $907,900 for four-unit residences.
As for conventional loans, the cap for a single-family home is $726,200, with amounts of $929,850 for dual-unit residences, $1,123,900 for triple-unit housing, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to access the best available FHA rates today, calculating essential factors such as the downpayment, necessary income, credit requirements, reserves, and documentation needed for qualifying.
The Lendersa® calculator offers a convenient means to contrast the rates and terms of FHA loans with those of various other mortgage products. The programs available for comparison include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Through Lendersa®, you'll gain access to comprehensive loan data culled from thousands of lenders. This information is swiftly matched against your unique financial circumstances and requirements.
The Loan Limits Comparison Table for 2026 in the county of St. Louis, within Shrewsbury, MO, lets you evaluate maximum loan amounts across multiple categories: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To delve into the qualification requirements such as income, reserves, and credit levels, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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