In 2025, the FHA loan limits for Olivette county of St. Louis, MO are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The maximum amount for conventional loans on a single-family residence is $726,200. For a 2-unit property, it is $929,850, $1,123,900 for 3-unit residences, and $1,396,800 for 4-units.
Use our FHA calculator to discover today's optimal FHA rates and find out the necessary downpayment, income, credit, reserves, and documentation needed for qualification.
Utilize the Lendersa® calculator to compare FHA rates and terms with those of other loan programs. Review options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly obtains loan program data from many lenders, comparing it against your specific financial profile and needs.
For 2025 in Olivette county of St. Louis, MO, examine the Loan Limits Comparison Table that covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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