2025 FHA Loan Limits for St.-John, St. Louis County, Missouri

In the year 2025, the FHA loan limits in St.-John county, St. Louis, MO are set at $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit dwellings, and $685,400 for four-unit buildings.

For conventional loans, the maximum permitted amounts are $548,250 for a single-unit, $702,000 for dual-units, $848,500 for tri-units, and $1,054,500 for quad-units.

Our FHA calculator allows you to find today's prime FHA rates while helping to determine necessary downpayments, income, credit, reserves, and required documents for qualification.

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Assess Your Loan Alternatives in St.-John, MO

The Lendersa® calculator facilitates comparing FHA rates and terms against other loan programs' rates and terms. Delve into and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects data from numerous lenders and rapidly aligns it with your specific financial profile and requirements.

The Loan Limits Comparison Table for 2025 in St.-John, compiled from St. Louis, MO, enables evaluations of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To delve into qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits St.-John county of St. Louis, MO

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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