2025 FHA (Government Loans) Limits for Overland, St. Louis County, Missouri

In 2025, the FHA loan limits in Overland county of St. Louis, MO, stand at $472,030 for a single-family home, rising to $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit residences.

The ceiling for conventional loans is $726,200 for single-family houses, increasing to $929,850 for two-unit dwellings, $1,123,900 for three units, and maxing out at $1,396,800 for four units.

Use our FHA calculator to discover today’s best FHA rates and to calculate the needed down payment, income, credit, reserves, and documents for eligibility.

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The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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Our Loan Limits Comparison Table for 2025 in Overland county of St. Louis, MO, allows comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Review qualification requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Overland county of St. Louis, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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