2026 FHA (Government Loans) Limits for Osage-Beach, Camden County, Missouri

For 2026, the FHA loan limits in Osage-Beach county of Camden, MO are established as follows: $356,362 for a single-family home, $456,275 for homes with two units, $551,500 for properties with three units, and $685,400 for residences with four units.

The maximum loan amounts for conventional loans are $548,250 for a single-family residence, $702,000 for two-unit structures, $848,500 for places with three units, and $1,054,500 for those with four units.

Use our intuitive FHA calculator to determine today’s optimal FHA rates, and to assess the necessary downpayment, income, credit requirements, reserves, and documentation needed for qualification.

Review offers from 100 lenders to find the best match.

Explore Loan Options in Osage-Beach, MO

The Lendersa® calculator allows you to compare FHA rates and terms with those of other programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly gathers extensive loan data from thousands of lenders, aligning it with your financial profile to meet specific needs.

The Loan Limits Comparison Table for 2026 in Osage-Beach, Camden, MO enables you to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed examination of qualifications like income, reserves, and credit.

Loan limits Osage-Beach county of Camden, MO

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Osage-Beach FHA Lenders

  • Mortgage Headquarters of Missouri, Inc
  • 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065
  • Lends in Missouri
  • Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.

  • Bank of St. Elizabeth
  • 215 Main Street, Saint Elizabeth, MO, 65075
  • Lends in Missouri
  • We are a locally and family owned, community bank that was established in 1914. We have seen significant growth since that time and now have additional locations in Marys Home, Freeburg and Osage Beach. Our slogan “Your Hometown Friend” is one we take great pride in, as that’s exactly what we are to our customers.

  • Citizens Mortgage Company
  • 496 Old Route 66, Saint Robert, MO, 65584
  • Lends in Missouri
  • Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise

  • Farmers Bank of Lohman, Missouri
  • 103 Lomo Drive, Jefferson City, MO, 65109
  • Lends in Missouri
  • Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.

  • Jefferson Bank
  • 700 Southwest Blvd., Jefferson City, MO, 65109
  • Lends in Missouri
  • At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.

  • Accord Mortgage
  • 2810 S. Ten Mile Dr., Jefferson City, MO, 65109
  • Lends in Missouri
  • Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan

  • Infuze Credit Union
  • 5000 Illinois Ave, Bldg 494, Fort Leonard Wood, MO, 65473
  • Lends in Missouri
  • Founded in 1954, Infuze Credit Union takes extraordinary pride in our long tradition of serving the financial needs of our members, both military, and civilians. The credit union has grown from providing financial resources to those serving at Fort Leonard Wood, MO, to serving more than 27, 000 members throughout the United States.

  • O'Bannon Bank
  • 1347 South Ash Street, Buffalo, MO, 65622
  • Lends in Missouri
  • O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.

  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Lends in Missouri
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.

  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Lends in Missouri
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.