FHA Loan Max Loan amount for Osage-Beach, Camden County, MO in 2026

For 2026, the FHA loan limits in Osage-Beach county of Camden, MO are established as follows: $356,362 for a single-family home, $456,275 for homes with two units, $551,500 for properties with three units, and $685,400 for residences with four units.

The maximum loan amounts for conventional loans are $548,250 for a single-family residence, $702,000 for two-unit structures, $848,500 for places with three units, and $1,054,500 for those with four units.

Use our intuitive FHA calculator to determine today’s optimal FHA rates, and to assess the necessary downpayment, income, credit requirements, reserves, and documentation needed for qualification.

Review offers from 100 lenders to find the best match.

Explore Loan Options in Osage-Beach, MO

The Lendersa® calculator allows you to compare FHA rates and terms with those of other programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly gathers extensive loan data from thousands of lenders, aligning it with your financial profile to meet specific needs.

The Loan Limits Comparison Table for 2026 in Osage-Beach, Camden, MO enables you to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed examination of qualifications like income, reserves, and credit.

Loan limits Osage-Beach county of Camden, MO

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Kennett National Bank
  • 805 First Street, Kennett, MO, 63857
  • Lends in Missouri
  • Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.

  • Bank of Springfield
  • 3400 Wabash Ave, Springfield, IL, 62711
  • Lends in Missouri
  • BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php

  • Mid America Mortgage, Inc
  • 105 S Main St, El Dorado, KS, 67042
  • Lends in Missouri
  • Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market.

  • Armstrong Bank
  • 1111 W Broadway St, Muskogee, OK, 74401
  • Lends in Missouri
  • Armstrong Bank has taken pride in providing exceptional customer service. As a family-oriented Bank with locations across Oklahoma and Arkansas, our Banking experts live and work in the communities that they serve. Armstrong employees dedicate their time and talents to a wide variety of community organizations

  • Oklahoma Mortgage Group
  • 6666 S Sheridan Rd Ste 102, Tulsa, OK, 74133
  • Lends in Missouri
  • Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a

  • Banterra Bank
  • 1501 US-45, Eldorado, IL, 62930
  • Lends in Missouri
  • At Banterra, we’ve been proud to serve customers since 1975, providing local-style service from day one. We know that smart banking is about relationships and understanding our customer needs, and having an exceptional team on board to accomplish that. That’s why we’d like for you to get to know us, as well,

  • First Mid
  • 1515 Charleston Ave, Mattoon, IL, 61938
  • Lends in Missouri
  • First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.

  • Open Mortgage
  • 9708 Candleridge Cir, Johnston, IA, 50131
  • Lends in Missouri
  • Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life

  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • Lends in Missouri
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals.

    Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office

  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • Lends in Missouri
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ

  • First National Bank of Omaha
  • 1620 Dodge Street, Omaha, NE, 68197
  • Lends in Missouri
  • For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry.

    When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.

  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Lends in Missouri
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,