For 2026, the FHA loan limits in Platte-City county, Platte, MO are as follows: $389,850 for a single-family home, $499,050 for 2-unit residences, $603,250 for 3-unit properties, and $749,700 for 4-unit dwellings.
Conventional loan maximums are set at $548,250 for single-family homes, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to discover today's best rates and see the downpayment, income, credit requirements, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against all other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from scores of lenders, comparing it swiftly with your unique financial criteria.
The Loan Limits Comparison Table for 2026 in Platte-City county of Platte, MO features maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications regarding income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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