In the year 2026, the FHA loan limits set in Riverside county, part of Platte, MO, are as follows: $472,030 for single-family homes, $604,400 for those with two units, $730,525 for three-unit properties, and $907,900 for residences with four units.
The portfolio of conventional loans allows a maximum borrowing amount of $726,200 for a single-family home, with limits extending to $929,850 for two-unit dwellings, $1,123,900 for three-unit living spaces, and $1,396,800 for properties containing four units.
To explore the best available FHA rates in today's market, leverage our FHA calculator. This tool effectively calculates necessary down payments, evaluates income requirements, assesses credit standards, checks reserve thresholds, and outlines the documents needed for qualification.
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The Lendersa® calculator is specifically designed to facilitate comparisons between FHA loan rates and terms and those of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, offering a broad spectrum of financial possibilities.
Lendersa® sources detailed loan program data from an extensive network of lenders and, within seconds, aligns it with your particular financial situation and requirements, providing personalized insights.
Our Loan Limits Comparison Table for 2026, applicable to Riverside county within Platte, MO, allows users to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further investigate qualification requisites such as income, necessary reserves, and credit standings, engage with the comprehensive Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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