For 2026, the FHA loan limit in Troy county of Lincoln, MO is $472,030 for a single-family home, with increases to $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit residences.
The upper limit on conventional loans for a single-family home amounts to $726,200. It rises to $929,850 for two-unit structures, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit homes.
Use our FHA calculator to determine the most favorable FHA rates available today and calculate the down payment, as well as the income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator facilitates a comparison of FHA rates and terms against those from other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders, comparing it rapidly to your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Troy county of Lincoln, MO allows for assessment of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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