For 2026, the FHA loan limit in Union county within Franklin, MO, is $472,030 for a single-family dwelling, $604,400 for two-unit homes, $730,525 for properties with three units, and $907,900 for four-unit buildings.
The highest allowable loan amounts for conventional loans on a single-family residence reach $726,200, with $929,850 assigned to 2-units, $1,123,900 for three-unit properties, and $1,396,800 for those with four units.
Our FHA calculator will help you explore today's competitive FHA rates. It assists in calculating necessary down payment, income thresholds, credit requirements, reserves, and documentation essentials for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with those of various other loan programs. Have a look at and juxtapose Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently sources loan program information from a multitude of lenders and swiftly matches it against your specific financial profile and needs.
For 2026, view the Loan Limits Comparison Table for Union county within Franklin, MO, where FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts can be compared. To scrutinize qualifications like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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