2026 FHA (Government Loans) Limits for Sullivan, Franklin County, Missouri

As of 2026, the FHA loan limit in Sullivan county of Franklin, MO is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum for conventional loans on single-family homes is $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to find the best current FHA rates and determine necessary downpayment, income thresholds, credit, reserves, and documents for qualification.

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Explore your loan options in Sullivan, MO

With the Lendersa® calculator, compare FHA rates and terms with those from other loan programs like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers data from numerous lenders to quickly compare it to your unique financial profile and needs.

For 2026 in Sullivan county of Franklin, MO, compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans using the Loan Limits Comparison Table. Check qualification criteria such as income, reserves, and credit via Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Sullivan county of Franklin, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Sullivan FHA Lenders

  • Bank of Sullivan
  • 318 W. Main Street, Sullivan, MO, 63080
  • Lends in Missouri
  • Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).

  • FMB
  • 959 North Commercial Avenue, Saint Clair, MO, 63077
  • Lends in Missouri
  • We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.

  • United Bank of Union
  • 15 E. Main Street, Union, MO, 63084
  • Lends in Missouri
  • Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders'​ investments and providing our employees with an excellent opportunity for growth and advancement.

  • FCNB Bank
  • 402 W Main St, Steelville, MO, 65565
  • Lends in Missouri
  • First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area.

    The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.

  • Bank Star One
  • 1999 W. Osage, Pacific, MO, 63069
  • Lends in Missouri
  • We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.

  • Legends Bank of Missouri
  • 204 S. Alvarado, Belle, MO, 65013
  • Lends in Missouri
  • What today is Legends Bank was established in 1913 in the community of Rich Fountain, Missouri, as the Rich Fountain Bank. It was one of the few banks in Osage County to survive the Great Depression. In fact, its move to Linn in 1936 was the result of the failure of all of the banks which had been operating in Linn.

  • Groundwork Mortgage
  • 643 Cepi Drive, Chesterfield, MO, 63005
  • Lends in Missouri
  • Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,

  • ELending Group LLC
  • 700 Spirit Of St. Louis Boulevard, Unit E, Chesterfield, MO, 63005
  • Lends in Missouri
  • ELending Group LLC, professional mortgage company specializing in residential mortgages. At ELending Group LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. We have relationships with many lenders.

  • Frontier Mortgage
  • 16647 Chesterfield Grove Rd, Suite 100, Chesterfield, MO, 63005
  • Lends in Missouri
  • Frontier Mortgage proudly serves Missouri and Illinois with full service Mortgage Loan expertise. "It's not a great rate without great service. We are a full service mortgage banker who underwrites and funds nearly all of the mortgages we originate. Our friendly loan officers are here to assist you with your mortgage needs.

  • Senior Commercial Capital
  • 100 Chesterfield Business Pkwy, 2nd Floor, Chesterfield, MO, 63005
  • Lends in Missouri
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.