For the current year, 2026, the FHA loan limits in Washington county of Franklin, MO are set at $472,030 for a single-family home. The limits increase to $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
Regarding conventional loans, the maximum available for a single-family residence is $726,200. This extends to $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to view today’s premium FHA rates and determine the down payment, income requirements, credit needed, reserves, and documentation for qualification.
The Lendersa® calculator facilitates a detailed comparison of FHA rates and terms alongside those from other loan categories. Delve into alternatives such as Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® captures comprehensive loan data from a multitude of lenders, processing it swiftly to correspond with your unique financial profile and requirements.
For 2026 in Washington county of Franklin, MO, the Loan Limits Comparison Table allows evaluation of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria such as income, reserves, and credit prerequisites, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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