As of 2025, the FHA loan limits defined for Weldon-Spring county in St. Charles, MO are: $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three-unit properties, and $685,400 for four-unit buildings.
The upper limits for conventional loans are set at $548,250 for single-family homes, $702,000 for two-unit houses, $848,500 for those with three units, and $1,054,500 for four-unit dwellings.
Utilize our FHA calculator to explore today’s favorable FHA rates. This tool helps ascertain the necessary downpayment, required income levels, credit criteria, reserves, and documentation needed to qualify.
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The Lendersa® calculator facilitates a straightforward comparison of FHA rates and terms alongside those of other mortgage programs. Depending on your needs, you can explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison with FHA offerings.
Lendersa® aggregates data from thousands of different lenders, efficiently matching it against your specific financial profile in seconds.
The Loan Limits Comparison Table for 2025 in Weldon-Spring county within St. Charles, MO offers a comprehensive view of maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze requirements such as income, reserves, and credit levels, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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