For the year 2026, the FHA loan limits in the county of Lee, centered in Baldwyn, MS, are as follows: $472,030 for a single-family home, $604,400 for properties comprising 2 units, $730,525 for 3 units, and $907,900 for buildings with 4 units.
Regarding conventional loans, the maximum loan amount for a single-family residence stands at $726,200. For 2-unit homes, the limit is $929,850, while for 3-unit structures it is $1,123,900, and for 4-unit buildings, it reaches $1,396,800.
Our FHA calculator enables you to review today’s best FHA rates, helping you assess the necessary downpayment, income, credit, reserves, and documents essential for qualification.
The Lendersa® calculator provides a platform for comparing FHA rates and terms with those of other loan programs. This includes options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, allowing a comprehensive evaluation alongside FHA rates.
Lendersa® extracts detailed loan program data from thousands of lenders, permitting an almost instantaneous comparison tailored to your personal financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Baldwyn county of Lee, MS, where FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts are compared. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements, including income, reserves, and credit specifics.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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