2026 FHA Loan Limits for Booneville, Prentiss County, Mississippi

For the year 2026, the FHA loan limits in Booneville county of Prentiss, MS are specified as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit residences, and $907,900 for four-unit buildings.

The maximum limits for conventional loans on single-family homes are $726,200. These limits extend to $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit residences.

Utilize our FHA calculator to find today’s most favorable FHA rates, and determine the necessary down payment, income levels, credit score, reserves, and required documentation to qualify.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loans programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® gathers wide-ranging loan program data from thousands of lenders and efficiently aligns it with your personal financial profile and needs.

Access the Loan Limits Comparison Table for 2026 in Booneville county of Prentiss, MS to see the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification requirements like income, reserves, and credit.

Loan limits Booneville county of Prentiss, MS

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Booneville FHA Lenders

  • Commerce Bank MS
  • 700 Taylor Street, Corinth, MS, 38834
  • Lends in Mississippi
  • Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.

  • Renasant Bank
  • 209 Troy Street, Tupelo, MS, 38804
  • Lends in Mississippi
  • Our vision is to be the financial services advisor and provider of choice in each community we serve. Our Mission is to To provide quality financial services and advice by: Understanding, then meeting the needs of our customers, Creating security and opportunity for our employees, Being good citizens in our communities.

  • BNA Bank
  • 133 E Bankhead St, New Albany, MS, 38652
  • Lends in Mississippi
  • Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.

  • Gum Tree Mortgage
  • 218 S Thomas St, Suite 105, Tupelo, MS, 38801
  • Lends in Mississippi
  • Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide

  • Mechanics Mortgage
  • 2601 Jackson Ave W, Oxford, MS, 38655
  • Lends in Mississippi
  • Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,

  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Lends in Mississippi
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
    Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar

  • Desoto Home Mortgage
  • 6080 Getwell Rd, Suite 204, Southaven, MS, 38672
  • Lends in Mississippi
  • Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs

  • First Security Bank MS
  • 295 Highway 6 West, Batesville, MS, 38606
  • Lends in Mississippi
  • We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.

Also lends in Mississippi

  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.

  • Eagle Mortgage And Funding
  • 6260 Poplar Ave, Memphis, TN, 38119
  • We are a Lender, not a Broker. All loan decisions and fundings are handled by our in-house staff. By cutting out the middle person, most of the time known as a broker, you get better rates, faster answers, and lower closing costs. We encourage and empower our loan officers to issue “same day” approvals;