For 2026, FHA loan limits in Biloxi, Harrison, MS are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.
Conventional loan maximums are $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.
Use our FHA calculator to view today's best FHA rates and determine the downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator allows for comparison of FHA rates with those of other loan types. Examine options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® instantly accesses data from numerous lenders, matching it to your financial profile and needs.
Use the Loan Limits Comparison Table for 2026 in Biloxi, Harrison, MS to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) helps to assess criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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