In 2026, FHA loan limits in Gulfport, within Harrison county of MS, are set at $472,030 for a single-family home, with limits of $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.
The highest loan amount for conventional loans on a single-family dwelling is $726,200, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Utilize our FHA calculator to discover the best FHA rates today and calculate the required downpayment, income, credit score, reserves, and documentation needed to qualify.
The Lendersa® tool allows you to compare the rates and terms of FHA loans with those of all other available loan programs. Explore and assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans compared with FHA.
Lendersa® acquires loan program data from thousands of lenders, comparing it efficiently with your specific financial profile and needs.
For 2026 in Gulfport, Harrison, MS, the Loan Limits Comparison Table includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To review qualification conditions such as income, reserves, and credit qualifications, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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