In the year 2025, the FHA loan ceilings in St.-Martin county of Jackson, MS are set at $356,362 for single-family houses, $456,275 for two-unit homes, $551,500 for three-unit residences, and $685,400 for four-unit properties.
The cap for conventional loans on a single-family home is $548,250, with limits of $702,000 for two-unit homes, $848,500 for three-units, and $1,054,500 for four-unit structures.
Utilize our FHA calculator to check today's leading FHA rates and calculate what is necessary for down payments, income benchmarks, credit standards, reserves, and the required documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with all other loan programs. It enables exploration of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® sources comprehensive loan program data from thousands of lenders, comparing it swiftly to your individual financial profile and needs.
Access the Loan Limits Comparison Table for 2025 in St.-Martin county of Jackson, MS, where you can evaluate the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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