During 2026, the FHA loan limit in Moss-Point county of Jackson, MS for a single-family home is $356,362. The limit is $456,275 for two units, $551,500 for three units, and $685,400 for four units.
For conventional loans on single-family homes, the maximum amount is $548,250. Two-unit buildings go up to $702,000, while three-units reach $848,500, and four-unit residences are capped at $1,054,500.
Utilize our FHA calculator to explore today's best FHA rates and determine necessary details such as down payments, income, credit requirements, reserves, and documentation needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan data from thousands of lenders and quickly aligns it with your financial profile and requirements.
For 2026, the Loan Limits Comparison Table for Moss-Point county of Jackson, MS allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification factors like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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