In 2026, the FHA loan limits for Holly-Springs county of Marshall, MS are set at $356,362 for single-family homes. Two-unit properties can borrow up to $456,275, three-unit structures allow for $551,500, and four-units are capped at $685,400.
The maximum allowable for conventional loans stands at $548,250 for single-family homes, $702,000 for two-unit homes, $848,500 for properties with three units, and $1,054,500 for four-unit configurations.
To check today’s premier FHA rates, use our FHA calculator—ideal for calculating the requisite down payment, assessing income, credit requirements, reserves, and necessary documents for qualification.
With the Lendersa® calculator, it is possible to compare FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses comprehensive data from thousands of lenders, matching it efficiently to your individual financial situation and needs.
Consult the Loan Limits Comparison Table for 2026 in Holly-Springs county of Marshall, MS, where you can review maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification criteria, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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