For 2026, the FHA loan limit for University in Lafayette county, MS is set at $472,030 for a single-family home, $604,400 for 2-unit buildings, $730,525 for 3-unit structures, and $907,900 for 4-unit properties.
The maximum loan amount for conventional loans is $726,200 for a single-family home, $929,850 for 2 units, $1,123,900 for 3-unit homes, and $1,396,800 for those with 4 units.
Use our FHA calculator to find the best FHA rates today, helping you determine the necessary downpayment, income requirements, credit scores, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare the rates and terms of FHA loans with those from other programs. Review options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By gathering data from many lenders, Lendersa® enables quick comparisons tailored to your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in University, within Lafayette county, MS, allows comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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