For the year 2026, the FHA loan limit in the county of Scott within Morton, MS, for a single-family home is $472,030. The limitations extend to $604,400 for two-unit structures, $730,525 for three-unit buildings, and $907,900 for properties with four units.
Concerning conventional loans, the highest loan amount permissible for a single-family property is $726,200. For two-unit properties, it allows up to $929,850; for three-unit dwellings, it’s $1,123,900, and for four-unit properties, the limit is $1,396,800.
With our FHA calculator, you can discover the best available FHA rates today and ascertain the required downpayment, income levels, credit scores, reserves, and documentation to gain approval.
Using the Lendersa® calculator, you can evaluate FHA rate and terms alongside rates and terms from other loan programs. Delve into comparisons of options such as Conventional loans, Jumbo loans, VA loans, USDA options, Non-QM loans, and hard money loans in relation to FHA offerings.
Lendersa® leverages data from a vast number of lenders, evaluating it against your unique financial situation nearly instantaneously to provide tailored comparisons.
Refer to the Loan Limits Comparison Table for 2026 available in Morton county of Scott, MS. This table outlines the comparison of maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification parameters like income, reserves, and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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