For 2025, the FHA loan limit in Forest within the county of Scott, MS, stands at $472,030 for single-family homes, $604,400 for properties with 2 units, $730,525 for 3-unit buildings, and for 4-unit structures, it's $907,900.
Concerning conventional loans, the maximum for a single-family residence is $726,200. For residences with 2 units, the maximum loan is $929,850, while for 3-unit properties, it is $1,123,900. The cap for 4 units is $1,396,800.
Utilize our FHA calculator to discover today's leading FHA interest rates and figure out the required downpayment, income benchmarks, credit standards, reserves, and necessary documents for qualification.
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The Lendersa® calculator aids in comparing FHA rates and terms with a broad range of other loan types, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool allows for thorough exploration and comparison.
Lendersa® swiftly aggregates loan program details from thousands of lenders, aligning them with your precise financial profile and expectations.
Refer to the Loan Limits Comparison Table for 2025 in Forest county, located in Scott, MS, to juxtapose maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comprehensive comparisons regarding eligibility criteria like income, reserves, and credit requirements, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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