FHA Loan Max Loan amount for Brandon, Rankin County, MS in 2026

For 2026, the FHA loan limits in Brandon, Rankin, MS are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The maximum for conventional loans on a single-family residence is $726,200, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.

Use our FHA calculator to find today’s best FHA rates and to determine downpayment, income, credit, reserves, and the necessary documents to qualify.

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Explore Your Loan Options in Brandon, MS

The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® aggregates loan data from thousands of lenders, quickly comparing it to your financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Brandon, Rankin, MS includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for requirements like income, reserves, and credit evaluation.

Loan limits Brandon county of Rankin, MS

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Brandon FHA Lenders

  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • Lends in Mississippi
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.

  • Diversified Mortgage Corporation
  • 1698 Old Fannin Road, Flowood, MS, 39232
  • Lends in Mississippi
  • DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.

  • Mississippi Mortgage
  • 4343 Lakeland Dr, Flowood, MS, 39232
  • Lends in Mississippi
  • We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,

  • Mississippi Federal Credit Union
  • 2500 North State Street, Jackson, MS, 39216
  • Lends in Mississippi
  • Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.

  • Enterprise Corporation of the Delta
  • 4 Old River Pl, Suite A, Jackson, MS, 39202
  • Lends in Mississippi
  • HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing

  • Trustmark Mortgage Services
  • 401 N West St, Jackson, MS, 39201
  • Lends in Mississippi
  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.

  • Priorityone Mortgage
  • 220 Main Avenue North, Magee, MS, 39111
  • Lends in Mississippi
  • As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.

  • Brightview Credit Union
  • 713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
  • Lends in Mississippi
  • BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.

  • Affordable Lending Group Llc
  • 589 Northpark Drive, Suite D, Ridgeland, MS, 39157
  • Lends in Mississippi
  • Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.

  • MS Lending, LLC
  • 681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157
  • Lends in Mississippi
  • MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,