For the year 2025, the FHA loan limits in Pontotoc county of Pontotoc, MS are specified as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit residences.
As for conventional loans, the maximum amount you can secure for a single-family home is $726,200. For 2-unit buildings, it is $929,850; 3-unit properties have a limit of $1,123,900, and for a 4-unit dwelling, it is $1,396,800.
To discover today's top FHA rates, use our specialized FHA calculator, which also helps in assessing the essential downpayment, income, credit standing, reserves, and documentation required for qualification.
The Lendersa® calculator is a great tool for comparing FHA loan rates and terms with those from a variety of loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Discover different options and make comparisons easily.
By accessing a vast database, Lendersa® quickly analyzes loan program information from thousands of lenders, aligning it with your unique financial situation and preferences.
The Loan Limits Comparison Table for 2025 in Pontotoc county of Pontotoc, MS offers a detailed examination of maximum loan amounts across loan types such as FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a more comprehensive comparison, including qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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