For 2026, in the county of Chickasaw within Houston, MS, the FHA loan limits are: $472,030 for a single-family house, $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-units.
The top loan amount you can obtain on a conventional loan for a single-family dwelling is $726,200; for 2-units, it is $929,850; for 3-units, $1,123,900; and for 4-units, $1,396,800.
With our FHA calculator, discover today's optimal FHA rates, and learn about the required downpayment, income, credit, reserves, and necessary documents for qualification.
Using the Lendersa® calculator, you can contrast FHA rates and terms with other loan program options, including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Accessing data from thousands of lenders, Lendersa® performs rapid comparisons aligned with your particular financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Houston county, part of Chickasaw, MS, offers insights into how FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans compare in terms of maximum amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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