During 2026, the FHA loan limits in the county of Yalobusha situated in Water-Valley, MS are set at $356,362 for a single-family home. For properties with two units, the limit is $456,275, while three-unit properties have a limit of $551,500 and four-unit homes are capped at $685,400.
As for conventional loans, the maximum financing allowed for a single-family residence is $548,250. For two-unit properties, the top limit is $702,000, three-unit properties have a limit of $848,500, and for four-unit buildings, the maximum is set at $1,054,500.
Our FHA calculator empowers you to find today’s optimal FHA rates and calculate necessary components like downpayment, income, credit score, reserves, and needed documents to ensure you qualify.
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The Lendersa® calculator allows you to review FHA rates and terms alongside those from other loan types, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, providing a comprehensive evaluation alongside FHA terms.
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The Loan Limits Comparison Table for 2026 in Water-Valley county, part of Yalobusha, MS, gives a complete overview, comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements, including income, reserve, and credit specifics.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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