In 2025, within Winona, located in the county of Montgomery, MS, the FHA loan limits are specified as follows: $472,030 for a single-family home, $604,400 for 2-unit residences, $730,525 for 3-unit properties, and $907,900 for 4-unit buildings.
The maximum amounts for conventional loans are $726,200 for single-family homes, $929,850 for houses with 2 units, $1,123,900 for 3-unit residences, and $1,396,800 for 4-unit properties.
Utilize our FHA calculator to find current top FHA rates and to determine the required downpayment, income requirements, credit standards, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA loan rates and terms with other programs available. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options, offering wide-ranging exploration and comparison.
With comprehensive data from thousands of lenders, Lendersa® can swiftly match these to your personal financial profile and needs.
The Loan Limits Comparison Table for 2025 in Winona county of Montgomery, MS, gives a detailed analysis of maximum amounts for loans like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
