For 2025, the FHA loan limits in Belgrade, within Gallatin, MT, are $703,800 for single-family homes. For properties with two units, the limit is $901,000, for three units it is $1,089,100, and for four-unit structures, $1,353,500.
The highest amounts for conventional loans are $726,200 for a single-family home, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units.
Check out our FHA calculator for today’s top FHA rates. It helps calculate down payment requirements, needed income, credit score, reserves, and documents to qualify.
Lendersa® calculator allows you to compare FHA rates and terms with a variety of other loan programs. Inspect various loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options, alongside FHA.
Lendersa® draws from extensive data of thousands of lenders, aligning comparisons with your unique financial profile and requirements promptly.
The Loan Limits Comparison Table for 2025 in Belgrade, Gallatin, MT outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offers. To investigate qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $703,800 | $901,000 | $1,089,100 | $1,353,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $483,000 | $483,000 | $483,000 | $483,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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