During 2026, the FHA loan limits set for Four-Corners county within Gallatin, MT, specify $478,400 for a single-family home. For two units, the cap is $612,450; for three units, it extends to $740,300; and for four units, the limit increases to $920,000.
As for conventional loans, the limit for a single-family dwelling is $548,250; for two units, it is $702,000; for three-unit homes, the limit is $848,500; and for four-unit properties, the maximum is $1,054,500.
With our FHA calculator, you can find today's best FHA rates and evaluate required downpayment, income, credit score, reserves, and necessary documentation for qualification.
The Lendersa® calculator offers an opportunity to compare FHA rates, enabling you to consider the rate and terms across various loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® gathers extensive loan data from a multitude of lenders and promptly analyzes it relative to your particular financial situation and needs.
The Loan Limits Comparison Table for 2026 in Four-Corners county, Gallatin, MT, provides a comprehensive examination across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loan limits. To assess qualification requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $478,400 | $612,450 | $740,300 | $920,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $382,700 | $382,700 | $382,700 | $382,700 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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