In 2026, FHA loan limits for Big-Sky county in Gallatin, MT, are as follows: $478,400 for a single-family home, $612,450 for 2-units, $740,300 for three units, and $920,000 for four units.
As for conventional loans, the maximum amount available for a single-family residence is $548,250. For two-unit properties, it is $702,000, for properties with three units, $848,500, and the amount for four units is $1,054,500.
To determine today’s leading FHA rates and assess necessary qualifications like downpayment, income, credit score, reserves, and documents, use our FHA calculator.
With the Lendersa® calculator, you can compare FHA rates and terms with all other loan program options, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® swiftly collates massive loan data from thousands of lenders, perfectly matching it against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Big-Sky, of Gallatin county, MT, compares maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For an in-depth evaluation of qualification parameters like income, reserves, and credit requirements, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $478,400 | $612,450 | $740,300 | $920,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $382,700 | $382,700 | $382,700 | $382,700 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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