For 2025, the FHA loan limits in Helena within Lewis and Clark, MT are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
In terms of conventional loans, the max amounts are $726,200 for a single-family residence, $929,850 for dual units, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to uncover today's top FHA rates and calculate required down payments, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator assists in comparing FHA rates and terms with other loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® pulls data from thousands of lenders, swiftly aligning it with your financial situation, allowing for a tailored comparison.
For 2025, the Loan Limits Comparison Table in Helena within Lewis and Clark, MT presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. To examine qualification criteria such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be used.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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