In 2025, the FHA loan limits for Helena-Valley-Northeast county, part of Lewis and Clark, MT, stand at $356,362 for a single-family home. For two units, the limit is $456,275; for three units, it's $551,500; and for four units, it's $685,400.
The conventional loan ceiling for a single-family home is $548,250. For two-unit homes, the limit is $702,000; for three units, it reaches $848,500; and for four-unit homes, it goes up to $1,054,500.
Utilize our FHA calculator to find today's top rates and assess required components like the downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with various other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money options.
Lendersa® sources loan data from thousands of lenders, matching it swiftly to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Helena-Valley-Northeast, Lewis and Clark, MT, helps contrast maximum amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for details on qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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