As of 2026, the FHA loan limit in Helena-Valley-West-Central, part of Lewis and Clark county in MT, stands at $356,362 for a single-family home. The loan amount reaches $456,275 for 2-unit properties, $551,500 for 3-unit dwellings, and $685,400 for 4-unit homes.
Conventional loans carry a maximum amount of $548,250 for a single-family residence. Limits for 2-units are set at $702,000, while 3-unit homes have a cap of $848,500, and for 4-units, it's $1,054,500.
Use our FHA calculator to explore the most competitive FHA rates available today and understand what downpayment, income threshold, credit score, reserves, and documentation are necessary to qualify.
Explore and compare loan offers from over 100 lending institutions
The Lendersa® calculator is a powerful tool that enables effective comparison of FHA rates and terms with other loan options. Delve into and compare possibilities like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans side by side with FHA offerings.
With data drawn from a plethora of lenders, Lendersa® efficiently compiles and contrasts loan information rapidly, customized to address your specific financial circumstances and needs.
For 2026, utilize the Loan Limits Comparison Table in Helena-Valley-West-Central county of Lewis and Clark, MT. This table aids in assessing maximum loan capacities for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve further into qualification prerequisites like required income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive insights and evaluations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
