As of 2025, the FHA loan limit in Helena-Valley-West-Central, part of Lewis and Clark county in MT, stands at $356,362 for a single-family home. The loan amount reaches $456,275 for 2-unit properties, $551,500 for 3-unit dwellings, and $685,400 for 4-unit homes.
Conventional loans carry a maximum amount of $548,250 for a single-family residence. Limits for 2-units are set at $702,000, while 3-unit homes have a cap of $848,500, and for 4-units, it's $1,054,500.
Use our FHA calculator to explore the most competitive FHA rates available today and understand what downpayment, income threshold, credit score, reserves, and documentation are necessary to qualify.
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The Lendersa® calculator is a powerful tool that enables effective comparison of FHA rates and terms with other loan options. Delve into and compare possibilities like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans side by side with FHA offerings.
With data drawn from a plethora of lenders, Lendersa® efficiently compiles and contrasts loan information rapidly, customized to address your specific financial circumstances and needs.
For 2025, utilize the Loan Limits Comparison Table in Helena-Valley-West-Central county of Lewis and Clark, MT. This table aids in assessing maximum loan capacities for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve further into qualification prerequisites like required income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive insights and evaluations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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