As of 2026, the FHA loan limits in Beaufort, county of Carteret, NC, are as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.
The cap on conventional loans amounts to $726,200 for one-family homes, $929,850 for dual units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Utilize our FHA calculator tool to discover today's top FHA interest rates and find out the necessary down payment, income, credit score, reserves, and required documentation for loan qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other loans. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers comprehensive loan data from thousands of lenders and rapidly evaluates it against your financial profile.
The Loan Limits Comparison Table for 2026 in Beaufort, Carteret, shows maximum FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. For comparing qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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