In 2026, FHA loan limits in St.-James, county of Brunswick, NC, are set at $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit properties.
For conventional loans, maximum amounts are $548,250 for a single-family residence, $702,000 for two-unit homes, $848,500 for three-unit buildings, and $1,054,500 for four-unit residences.
Use our FHA calculator to find current top FHA rates, and determine the downpayment, income, credit score, reserves, and documents required to qualify.
Lendersa®'s calculator helps you compare FHA rates and terms with other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects loan data from numerous lenders and matches it swiftly with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in St.-James, county of Brunswick, NC, allows comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification needs such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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