In 2026, the FHA loan limits for Concord county in Cabarrus, NC are as follows: for a single-family home, $472,030, for dual units $604,400, for triple units $730,525, and for quad units $907,900.
The cap for conventional loan amounts on single-family homes is $726,200. The limits extend to $929,850 for homes with two units, $1,123,900 for those with three units, and $1,396,800 for four-unit properties.
Use our FHA calculator for today’s most favorable FHA rates and to ascertain necessary downpayments, income requirements, credit scores, reserves, and needed documentation.
The Lendersa® calculator empowers you to juxtapose FHA rates and terms with an array of other loan program offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® assembles extensive loan program data from numerous lenders, which is then promptly evaluated against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Concord, county of Cabarrus, NC, allows you to compare the highest loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For specific qualification criteria comparison like income, reserves, and credit, rely on Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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