This year, 2026, the FHA loan limits for Fearrington-Village county in Chatham, NC are structured as follows: $437,000 for a single-family home, $559,450 for properties consisting of two units, $676,200 for those with three units, and $840,400 for buildings containing four units.
The maximum loan amounts for conventional loans on a single-family home are capped at $548,250, $702,000 for properties with two units, $848,500 for those with three units, and $1,054,500 for homes with four units.
Explore today's most competitive FHA rates using our calculator and ascertain necessary details like downpayment, income level, credit, reserves, and documentation for qualifying.
The Lendersa® calculator allows you to compare the rate and terms of FHA loans against numerous other loan options available. Look into and consider Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders and efficiently aligns it with your specific financial profile and needs.
In 2026, the Loan Limits Comparison Table for Fearrington-Village county within Chatham, NC delivers a comprehensive overview of the maximal loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification needs such as income, reserves, and credit by leveraging the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $437,000 | $559,450 | $676,200 | $840,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $349,600 | $349,600 | $349,600 | $349,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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