FHA Loan Limits for Carrboro, Orange County, NC in 2025

In 2025, the FHA loan limits for Carrboro county, Orange, NC, are $602,600 for single-family homes, $771,450 for two units, $932,500 for three units, and $1,158,850 for four units.

Conventional loans have a maximum of $726,200 for a single-family, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to find today's best FHA rates and determine requirements like downpayment, income, credit, reserves, and documents for qualification.

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The Lendersa® calculator allows comparisons of FHA rate & terms with all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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In 2025, the Loan Limits Comparison Table for Carrboro county, Orange, NC, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To assess qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Carrboro county of Orange, NC

SFR 2 Units 3 Units 4 Units
FHA $602,600 $771,450 $932,500 $1,158,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $404,800 $404,800 $404,800 $404,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Celtic Bank
  • 268 South State Street, Suite 300, Salt Lake City, UT, 84111
  • Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.
  • Stratify Lending LLC
  • 220 South 200 East, Suite 200, Salt Lake City, UT, 84111
  • Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
  • Direct Mortgage, Corp
  • 6955 S. Union Park Center, Suite 540, Midvale, UT, 84047
  • Direct Mortgage, Corp. is a Mortgage Banking company that delivers loan programs and underwriting services at competitive rates to Community Banks, Credit Unions, Mortgage Bankers, and to Mortgage Brokers nationwide.DMC's competitive niche is being small and attentive. It also provides blazing turn times, utilizing.
  • Veritas Funding
  • 7730 S. Union Park Avenue, Suite 200, Midvale, UT, 84047
  • Veritas founding iSince 2004 day one, we’ve strived toward a culture of transparency, support, and dependability. Our team of highly skilled professionals have committed to providing superior mortgage solutions, communicating openly and honestly, and continuously improving their knowledge and skillset to offer the best service they can
  • Ashley Blanton Home Loans
  • 3100 W Ray Rd, Suite 201, Chandler, AZ, 85286
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Cascade Financial Services
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.
  • Homeowners Financial Group USA, LLC
  • 16427 N. Scottsdale Road, Suite 145, Scottsdale, AZ, 85254
  • Since we first opened our doors in 2004, Homeowners Financial Group has been committed to serving the needs of borrowers, while maintaining a corporate culture focused on family. We take pride in being able to help people complete one of the most important financial transactions they will ever have–purchasing a home.
  • AnnieMac
  • 211 N. Florence Street, Suite 102 & 103, Casa Grande, AZ, 85122
  • AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches
  • B.E. Lending
  • 1 N 1st St, Suite 755, Phoenix, AZ, 85004
  • B.E. Lending headquarters in downtown Phoenix and offers its loan products and services to a range of markets beyond its state lines. In addition to Arizona, the company lends in Colorado, North Carolina, Texas, Utah, and other markets on a case-by-case basis. For B.E. Lending, relations with the company's stakeholders are of utmost importance