2025 FHA (Government Loans) Limits for Carrboro, Orange County, North Carolina

In 2025, the FHA loan limits for Carrboro county, Orange, NC, are $602,600 for single-family homes, $771,450 for two units, $932,500 for three units, and $1,158,850 for four units.

Conventional loans have a maximum of $726,200 for a single-family, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to find today's best FHA rates and determine requirements like downpayment, income, credit, reserves, and documents for qualification.

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The Lendersa® calculator allows comparisons of FHA rate & terms with all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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In 2025, the Loan Limits Comparison Table for Carrboro county, Orange, NC, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To assess qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Carrboro county of Orange, NC

SFR 2 Units 3 Units 4 Units
FHA $602,600 $771,450 $932,500 $1,158,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $404,800 $404,800 $404,800 $404,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Noso Funding LLC
  • 10700 Sikes Place, Suit 310, Charlotte, NC, 28277
  • As an experienced loan officer Ricky Young have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations.
  • Carolina Mortgage Firm Inc
  • 3440 Toringdon Way, Suite 247, Charlotte, NC, 28277
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • EXECUTIVE HOME LENDING, LLC
  • 12104 Copper Way, Suite 202, Charlotte, NC, 28277
  • Executive Home Lending (NMLS #1547021) is a group of people who are fueled by the idea that we can pioneer the best home loan process in the market. It sounds like a lofty goal, but we don’t believe in the status quo, so our answer is to operate at the highest level this industry has ever seen.
  • Premier Lending, Inc
  • 3420 Toringdon Way, Suite 220, Charlotte, NC, 28277
  • Founded in 2009 in Charlotte, NC, with the aim of making a difference in the lives of our clients, Premier Lending, Inc.helps make the dream of owning a home a reality for everyone.By partnering with us, you can trust in what we like to call The Premier Promise.Keys in hand in 21 days! With upfront underwriting, a streamlined assembly line approach
  • Blue Flame Credit Union
  • 4301 Yancey Road, Charlotte, NC, 28217
  • Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
  • Vibrant Mortgage Group Inc
  • 7950 Nations Ford Road, Suite 17, Charlotte, NC, 28217
  • Vibrant Morgage specializes in helping our clients reduce the headaches of refinancing or purchasing a new home. We at Vibrant have more than a decade of experience and have assisted many clients in achieving their goal of homeownership. We do that by simplifying the process and acting as an advocate for our clients.
  • Cardinal Financial Company
  • 3701 Arco Corporate Drive, Suite 200, Charlotte, NC, 28273
  • When we started Cardinal Financial, we set out with the intention of creating a better mortgage experience. We wanted to reimagine and modernize the way home loans are obtained by bringing increased transparency, simplicity, and speed into an industry that has oftentimes lacked all three.
  • Premier Home Mortgage & Finance, Inc
  • 562 NC Highway 16 S, Taylorsville, NC, 28681
  • Premier Home Mortgage and Finance, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
  • C&F Mortgage Corporation
  • 111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
  • C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career