For 2025, the FHA loan limitations in Forest-Oaks county, which is within Guilford, NC, are set as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
Regarding conventional loans, the top amount allowed for a single-family residence is $548,250, and for properties with two units, it's $702,000. The limit for three-unit homes is $848,500, while for four-unit structures, it goes up to $1,054,500.
Our FHA calculator can help you explore today’s most competitive FHA rates and calculate what you'll need in terms of down payment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator facilitates a thorough comparison of FHA rates alongside terms with those of a variety of other loan programs. You can investigate and evaluate options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, in conjunction with FHA products.
Lendersa® compiles and processes comprehensive information from thousands of lenders, evaluating it against your unique financial profile and needs in a matter of seconds.
Our comprehensive Loan Limits Comparison Table for 2025 in Forest-Oaks county, located in Guilford, NC, includes comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, showcasing the maximum amounts allowed. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to benchmark qualification prerequisites, including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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