For the year 2025, the FHA loan limits for Randleman county, which is part of Randolph, NC, are as follows: $472,030 for a single-family home, $604,400 for 2-unit homes, $730,525 for homes with 3 units, and $907,900 for properties with 4 units.
Conventional loan limits on single-family homes are set at a maximum of $726,200. For 2-unit residences, the limit rises to $929,850, for 3-unit properties it's $1,123,900, and for those hosting 4 units, the amount caps at $1,396,800.
Our FHA calculator allows you to assess today's most favorable FHA rates and to compute essential elements for qualification, including down payments, income levels, credit requirements, reserve funds, and necessary documents.
The Lendersa® calculator is designed to help you effectively compare FHA rates and terms with those of all other loan programs available, allowing you to delve into and weigh options among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all in conjunction with FHA.
Lendersa® gathers extensive loan program information from over a thousand lenders, and within seconds, it aligns this data with your personal financial profile and requirements.
For the year 2025, the Loan Limits Comparison Table for Randleman county, part of Randolph, NC, enables a comprehensive review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to contrast qualification requirements, such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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